About RWAlpha

RWAlpha is a permissionless RWA protocol incubated by DMZ.finance, enabling holders of regulated stablecoins to access transparent, compliant, institution-grade RWA yields via RWAlpha vault token.

01. Product Vision: Permissionless Protocol for Sustainable RWA Yields

RWAlpha serves as an open, permissionless protocol for the DeFi ecosystem to provide institutional-grade RWA yields. When users deposit regulated stablecoins into an RWAlpha vault, the protocol allocates capital into a curated set of real-world assets sourced from regulated institutions, funds, brokers, and other compliant platforms. All vaults operate in a 100% non-custodial, fully on-chain manner.

RWAlpha never touch or keep users' funds. All underlying assets remain with independent institutional custodians or regulated asset platforms.


02. How RWAlpha Generates Real Yield

The vaults constructs a diversified portfolio of yield-bearing real-world regulated and / or standardised financial products, such as:

  • Tokenized money market funds

  • Fixed-income instruments

  • Institutional structured notes

  • Other yield products sourced from licensed entities

All cash flows produced by these assets accrue back into the vault, increasing the vault’s total value and delivering organic yield to depositors.


03. User Flow: Seamless On-Chain Experience

1. Deposit stablecoins

Users deposit regulated stablecoins, e.g. USDC, into an RWAlpha vault. Vault immediately invests into institutional-grade real-world assets.

2. Receive ERC-4626 vault receipt tokens

RWAlpha mints a vault receipt token, representing the user’s proportional claim on vault assets and future yields. As income accumulates in the vault, the token value also appreciates.

3. Use tokens in DeFi ecosystem

As the receipt token follows ERC-4626 standards, users can utilize it across the DMZ.finance ecosystem — lending markets, AMMs, and other DeFi applications, etc. — to compound returns.

4. Redeem anytime

Burning the receipt token allows users to withdraw their shares of the underlying stablecoins plus (or minus) performance-based yield.


04. Security, Compliance & Transparency

RWAlpha introduces a multi-layered trust architecture:

  • Curated asset selection: Only assets from regulated financial institutions, compliant brokers, or licensed exchanges are eligible.

  • Institutional-Grade custodian: RWAlpha never touches users' assets; custody rests completely with institutional-grade regulated custodians.

  • Fully transparent smart contracts: All operations, vault balances, and yield flows are verifiable on-chain.

  • Advanced AML & threat monitoring: RWAlpha inherits DMZ.finance’s industry-leading AML screening and on-chain risk detection engines.


05. Why RWAlpha?

✔ Real yield powered by real-world assets

Not inflationary token rewards—actual income generated by institutional-grade standardised financial products.

✔ Open to anyone, no KYC required

RWAlpha vaults are accessible to all users with a wallet.

✔ Native DeFi composability

Receipt tokens integrate seamlessly into the DMZ.finance ecosystem, enabling earning, borrowing, trading, and yield stacking.

✔ Total transparency

Vault positions, performance, and asset flows remain verifiable at all times.

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